Vasa‑Spring Garden Mutual Insurance Company provides property insurance for homeowners, farmers, and rural property owners across Minnesota. As a local mutual insurer, we focus on long-term protection, responsive claims support, and personal service rooted in the communities we serve.
Our homeowners insurance is designed to protect both your home and the way you live in it. Coverage is available for:
Whether you live in town or in the country, we help Minnesota homeowners insure with confidence and clarity.
Farming comes with unique risks that require specialized coverage. Our Farm-Mate policy is built for Minnesota farms of many sizes, including family farms and smaller operations. Farm-Mate coverage may include:
We work closely with agents who understand agricultural risks to help ensure your farm is properly protected.
Property inspections help reduce risk before problems occur.
As part of the underwriting process, a professional inspector may visit your home or farm property to:
These inspections help protect both you and the mutual by addressing issues early and supporting safer properties.
When a loss occurs, responsive claims handling matters.
Our claims process is designed to be straightforward and supportive, with local adjusters who understand Minnesota properties and weather-related losses. We work closely with our reinsurance partner, Grinnell Mutual, to ensure strong claims resources and timely resolution.
If you need to report a loss, help is available.
